Loans that can be helpful for you for a long period, if you are under financial emergencies and would like to come out of it are long term business loans for bad credit which are the best options to meet all your financial emergencies. Payday loans are really only a possible solution to a short-term cash shortage; Installment loans for bad credit, like Cashco Financial’s Flex Loans, can serve as the solution to large or more long-term financial issues. on a minimum 6 months to a maximum 120 month term. With NetCredit, advanced algorithms take a broader look at your finances, which means you can check your eligibility before a hard inquiry is filed on your credit report. 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