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Luckily, the internet holds part of the answer; with online credit card applications, almost any card can be instant-approval, you just need to choose wisely. Bad Credit Doesn't Mean a Rejection. You may need to download version 2.0 now from the Chrome Web Store. Our quick installment loans come with a guaranteed and virtually instant approval so you enjoy all the benefits of payday loans while also benefitting from the flexibility and comfort that comes along with a monthly installment loan. If you apply with authentic details, we shall provide you with an instant approval for a guaranteed installment loan for bad credit as well. Magical Credit’s Easy Approval Personal Loans have the distinction of being easy while also being a financially responsible solution to your cash troubles. Borrowing emergency cash has become more affordable and repayment terms have become longer! Did most everything online and talked with a representative to confirm details and was done. 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